A Scalable Insurance Platform for Africa. Integrating distribution, underwriting, technology and reinsurance to drive sustainable growth across high-potential markets. Creating a defensible, high-growth platform.
2011
Founded
1.2 M +
Policyholders Served
4
Countries Served
5
Specialised Group Companies
54
Insurance Professionals
100% privately owned
Proprietary Technology & IP
100%
Fully Integrated Insurance Ecosystem

Linkham Group

Linkham is positioned at the intersection of insurance, technology and distribution in Africa, one of the fastest-growing and most underpenetrated insurance markets globally. We are building a differentiated insurance platform positioned at the convergence of risk, distribution and technology. Our model integrates multiple profit pools across the value chain, enabling scalable growth, operational control and enhanced margins.

Founded in 2011 and headquartered in Mauritius, Linkham is a fully independent insurance and financial services group operating in Africa. Through our specialised subsidiaries, we design, distribute, administer and participate in insurance programmes serving 1.2M+ policyholders across four countries.

Our ecosystem combines technology innovation, actuarial insight and deep insurance expertise, enabling us to deliver end-to-end insurance solutions for insurers, banks, corporates, governments, schools and specialised industries.

Why Us

Our Model

Our platform captures value at multiple points across the insurance lifecycle:

Distribution

Travel agencies, brokers, banks and direct channels

Underwriting

Specialised niche insurance products

Administration
TPA services including claims and medical assistance
Technology

Owned platforms enabling scalability and efficiency

Reinsurance

Participation through a captive structure

Our Momentum

Our momentum is focused on scaling a proven model across Africa:

Expansion into COMESA markets through insurer and reinsurer partnerships
Deepening banking and embedded insurance distribution channels
Scaling health and travel insurance solutions across corporate and retail segments
Leveraging technology to improve margins and operational efficiency
Increasing participation in underwriting and reinsurance profit pools

Africa represents one of the most underpenetrated insurance markets globally, with rising demand for health, travel and specialty insurance solutions. Our platform is positioned to capture this growth through integrated delivery, strong partnerships and scalable infrastructure.

Linkham brings together years of in-market experience, combining our skills and unique resources to deliver desired business outcomes that can be applied to any size of project at any point in the business cycle.

We believe that Change is not about rehashing old work but more about understanding the business, its issues and goals with the purpose of delivering tangible results and actionable insights. Innovation is not always about doing new things but taking a fresh look at improving the ways things are currently done! Our aim is to create long-lasting change that will move the industry forward.

“We don't just do great ideas, we deliver them – Partner with us to build Africa’s next-generation insurance platform”